Introduction: Opportunities and New Risks in China under the Trend of Internationalization

With the uncertain pace of global economic recovery, the direction of monetary and fiscal policies in major economies is receiving widespread attention. Recently, the Chinese government has released a signal of "slight easing" under a stable tone, adding expectations for the market to relax the macro environment; The high debt ratio of US treasury bond bonds and the debt ceiling make international investors a little worried about the long-term risks of US dollar assets. At the same time, the complexity of the geopolitical landscape and the frequent occurrence of international trade frictions have also made investors more cautious in assessing the many uncertainties in the process of globalization.
In this environment, more and more overseas funds are still turning their attention to China, a multi-level and potentially huge economy. Apart from the huge domestic demand and flexible policy tools, China is nurturing considerable growth potential in emerging industries such as high-end manufacturing, healthcare, and green economy. Nippon Life India Asset Management (Singapore) Pte. Ltd. (hereinafter referred to as "NAMS") is a large investment company that continues to deepen its presence in the Chinese and other Asian markets in this macro context. It was jointly initiated by CITIC Group and Japan Life Insurance Company. NAMS regards China as an important pivot for the new global investment map, utilizing diversified financial and technological capabilities to provide stable and forward-looking asset allocation solutions for more cross-border investors.
This press release will present the overall strategy of NAMS' investment in China from multiple dimensions, including global investment preferences, economic policy environment, NAMS platform background and business advantages, Chinese market opportunities, diversified investment strategies, and ESG concepts. It will also explain why overseas capital still sees China's resilience and potential in the complex international economic situation.

Part 1: Multiple factors that international investors favor the Chinese market

1.1 Macroeconomic Stability and Growth Resilience
Against the backdrop of global economic pressures and rising geopolitical risks, China's stable growth model and industrial foundation over the years still demonstrate strong resilience. Even in the current era of frequent fluctuations in international supply and demand, China's well-developed industrial system and gradually upgraded manufacturing chain provide diversified investment opportunities for foreign enterprises and institutions. At the same time, the "slightly loose" signal released by the government in macroeconomic regulation has also made more enterprises and financial institutions cautious and optimistic about future liquidity, enhancing the medium - to long-term attractiveness of the domestic market.
1.2 Consumption Upgrade and Domestic Demand Potential
In the process of seeking new economic momentum, China's role in upgrading consumption and expanding domestic demand is particularly prominent. With the continuous advancement of urbanization and the continuous growth of the middle class, China has generated a large number of new demands in fields such as healthcare, education and training, tourism and entertainment, and high-end consumer goods. In addition, the popularization of the digital economy and the maturity of the e-commerce ecosystem have brought multiple opportunities for overseas investors in various links from retail to technology supply chain. Foreign investment that enters the market first is more likely to achieve significant returns in the short term and occupy a market position in the long-term layout.
1.3 Opening up to the outside world and favorable policies
With the acceleration of the opening up of the financial and service industries to the outside world, China is constantly improving its regulations and policy environment for foreign investment, and many local governments are also providing specific industry rewards and support measures. For key industries such as green environmental protection, high-end manufacturing, and technological innovation, the government continues to release favorable policies in taxation, land, and financing, coupled with a "slightly relaxed" liquidity environment, which is expected to further stimulate market vitality. For foreign-funded institutions, in a more friendly regulatory atmosphere, various financing tools can be fully utilized to implement precise investment in high-quality projects.
1.4 Concerns about US treasury bond and internationalization
At the same time, the battle between the size of the US treasury bond and the debt ceiling is making the global capital market have new doubts about the security of US dollar assets. Once the market's confidence in US Treasury bonds is shaken, some funds will inevitably seek a more diversified data layout. As the world's second-largest economy and with the orderly progress of RMB internationalization, China is gradually becoming the focus of attention for some "safe haven+appreciation" funds. Many investment institutions have responded to potential US dollar volatility risks by adjusting their positions or increasing their allocation of RMB assets.
Overall, relying on its own economic resilience and policy flexibility, China still plays an indispensable role in the global investment landscape. And enterprises enhance supply chain security and global competitiveness by setting up factories in China or increasing local research and development investment. NAMS (Nippon Life India Asset Management (Singapore) Pte. Ltd.) is committed to serving as a key link between international capital and the Chinese market in this trend, helping more overseas investors seize potential opportunities locally.

Part 2: Overview and Global Layout of NAMS Platform

2.1 International Strength of Xincheng Group and Japan Life Insurance Company
NAMS was jointly initiated by Nobunaga Group and Nippon Life Insurance Company, integrating their core strengths in insurance, asset management, risk control, and global business networks. Xincheng Group has accumulated mature product systems and global operational experience in the insurance and investment banking sectors; Japanese life insurance companies have been deeply involved in the Asian market for many years, not only possessing technical and market resources, but also excelling in actuarial strength and compliance management. The deep alliance between the two major shareholders on the NAMS platform has laid a solid foundation for its cross-border investment and financing.
2.2 NAMS's Goal Positioning and Strategic Concept
The core mission of Nippon Life India Asset Management (Singapore) Pte. Ltd. (NAMS) is to provide multidimensional financial and consulting solutions for emerging markets and cross-border investment needs, specifically reflected in:
Deeply cultivating Asia and connecting the world: establishing business tentacles in major financial centers in Asia and achieving interconnectivity with deep European and American networks.
Emphasize both investment and service: from asset management to insurance and wealth management, use the "big platform+multiple products" approach to meet the different needs of various investors.
Technology driven, compliance first: While using big data and artificial intelligence as the technological foundation, we strictly comply with the regulatory requirements of the target market and adhere to the bottom line of risk control and stable operation.
2.3 Operating Environment under the Monetary Authority of Singapore (MAS)
NAMS has obtained relevant financial licenses issued by MAS in Singapore and operates under its regulatory framework. On the one hand, Singapore's status as an international financial center and mature regulation enable NAMS to provide investment products and services to global clients in compliance; On the other hand, Singapore plays a "transit hub" role in economic exchanges between the Asian and Chinese markets, providing a natural advantage for NAMS to build a more efficient cross-border business network.

Part Three: The Core Ideas of NAMS' Investment Plan in China

3.1 Key Layout Races and Industries
Based on the evaluation of China's economic transformation and future trends, NAMS will focus its investment vision on the following areas:
Digital Economy: Cloud computing, Internet of Things, big data, and artificial intelligence bring transformation opportunities to more industries;
Green energy and environmental protection: Under the promotion of the "dual carbon" policy, wind power, photovoltaic, electric vehicle upstream and downstream, energy conservation and emission reduction projects have enormous growth potential;
Biopharmaceuticals and healthcare: The upgrading of population structure and the improvement of domestic research and development capabilities have highlighted the innovation and M&A window period in this field;
High end manufacturing and intelligent manufacturing: Targeting key technologies such as industrial automation, robotics, and semiconductors to enhance industrial competitiveness;
Upgrading education and life services: meeting the growing demand of the middle class for high-quality education, entertainment consumption, medical and health services, etc.
3.2 Diversified Financing Models and Flexibility
NAMS provides various financing and investment tools around different types of enterprises or specialized projects, including VC/PE funds, alternative bonds, joint investment platforms, etc; Through channels such as RQFII (Renminbi Qualified Foreign Institutional Investors), we have also opened up channels for overseas funds to directly invest in the A-share and bond markets. Relying on a sound post investment management and exit mechanism, NAMS provides overseas investors with a more secure channel for returns in the complex economic environment in China.
3.3 Localization team and compliance system construction
NAMS has established a professional research, analysis, and business development team in the Chinese market, regularly maintaining direct dialogue with Chinese government departments, industry associations, and local leading enterprises to timely obtain policy and market cutting-edge information. Facing the compliance challenges of cross-border regulation and different judicial environments, NAMS has established cooperative relationships with multiple international law firms, accounting firms, and consulting firms to build a systematic compliance review and internal control system. To achieve a truly global perspective and localized implementation.

Part Four: NAMS's FinTech Empowerment and Risk Control Advantages

4.1 Intelligent Investment Research System
Faced with the international economic environment that is still adjusting after the epidemic, NAMS has invested a lot of resources to build an "intelligent investment research system". This system utilizes natural language processing and machine learning models to conduct multi-level analysis of macro policies, market trends, corporate financial data, industry information, etc., providing quantitative support for investment decisions. Through risk scoring, trend analysis, and scenario simulation, NAMS can more effectively identify speculative risk points and make strategic adjustments in the early stages.
4.2 Multi layer risk control model and real-time monitoring
NAMS's risk control model covers four dimensions: macro, industry, enterprise, and internal compliance.
• Macro level: closely follow the trend of China's "slightly loose" policy, US treasury bond bond risk and geopolitical risk;
At the industry level: maintain high-frequency monitoring of major industrial policies, supply and demand changes, and competitive patterns;
At the enterprise level, the financial health, innovation capability, compliance behavior, and other aspects of the invested companies are all monitored in real-time;
Internal compliance: Ensure that funds flow across borders and project operations comply with regulatory requirements in relevant jurisdictions such as China, the United States, and Singapore.
Through a digital monitoring platform, NAMS can quickly respond to market fluctuations or policy adjustments and control risks within an acceptable range.
4.3 "Tech+Finance" composite talents
NAMS has attracted a group of cross-border talents with backgrounds in international finance, data science, and technology development, and through internal training and team collaboration, has created a culture driven by both finance and technology. Investment managers can obtain a more comprehensive and dynamic data perspective with the assistance of the risk control department and technical team, while technology research and development can timely understand the pain points of investment research, deeply integrate big data processing with model optimization, and ensure that the platform always maintains synchronous iteration of technology and business.

Part 5: China's Economic Structure, Key Policies, and NAMS Response Strategies

Opportunities under the background of "dual circulation" 5.1
The new development pattern of China's "dual circulation" is expanding domestic demand while maintaining openness to the outside world, which enables foreign investors to participate in the growth dividends of both domestic demand and foreign trade. Slightly relaxed bond buying and credit policies are also conducive to financing activities in emerging industries, providing more ample ammunition for the daily operation of the market. NAMS has recognized the comprehensive opportunities contained in China and has made targeted layouts in terms of underlying research and fund allocation, focusing on the structural opportunities released by the combination of internal and external needs.
5.2 Policy Regulation and Financial Reform
China has relatively strict regulation in sensitive industries such as real estate and education, while continuing to open up and encourage environmental protection, intelligent manufacturing, and science and technology innovation enterprises. The promotion of the registration system, the establishment of the Science and Technology Innovation Board, and the Beijing Stock Exchange have provided more channels for companies to go public and connect with capital. NAMS closely tracks the relevant reform process and timely promotes new investment tools on the basis of existing fund products. In this way, market opportunities can be seized in a more flexible way, while also providing convenient exit or refinancing channels for invested enterprises.
5.3 Regional Economic Synergy and Industrial Clusters
Relying on highly concentrated regional economic belts such as the Yangtze River Delta, Pearl River Delta, Beijing Tianjin Hebei, and Chengdu Chongqing Economic Circle, China is showing a relatively mature industrial cluster effect. NAMS fully studies these regional characteristics, selects the most promising industries for deployment, and collaborates with local governments or industry partners to introduce international funding, technology, and market resources. Such targeted layout can not only improve the success rate of the project, but also create higher comprehensive social and economic benefits.

Part 6: Key Cases and Stage Achievements of Investment in China

6.1 Cooperation between digital finance and Internet platform
NAMS's investment in the field of digital economy covers financial technology, Internet offshore funds and other sectors, including electronic payment, online marketing, intelligent risk control and other key links. Through financial support and the empowerment of international brand strategy, many Chinese Internet enterprises have successfully opened up the outbound chain, and have also achieved significant user growth in domestic and foreign markets. For NAMS, by deeply supporting and forming strategic partnerships with project partners, not only can it obtain considerable investment returns, but it can also accumulate richer service experience in the field of digital economy.
6.2 New Energy and Green Infrastructure Projects
Based on the huge market demand led by China's "dual carbon" goals, NAMS continues to increase its investment in the fields of new energy and environmental protection. For example, projects such as wind power infrastructure, photovoltaic power plants, energy storage solutions, electric vehicle components, solid waste treatment, and water purification are all steadily advancing. When evaluating these projects, NAMS adheres to the ESG investment philosophy and conducts comprehensive analysis from multiple perspectives such as environmental protection, social benefits, and governance structure, making the green industry truly evolve towards sustainable and large-scale operation.
6.3 Biomedical and Healthcare Services
Faced with the rapid advancement of China's biopharmaceutical and medical technology, NAMS has made deep investments in innovative pharmaceutical companies, medical device companies, high-end medical service institutions, and other scenarios. With its international background, NAMS has provided valuable assistance to Chinese local enterprises in clinical trials, patent docking, and business expansion in overseas markets. By distinguishing between early-stage R&D projects and mature projects, NAMS can also synchronize its layout on multiple segmented tracks and effectively diversify risks.
6.4 Stage achievements and future expectations
After years of business expansion, NAMS has accumulated successful cases in key fields such as digital economy, green energy, and biomedicine, and gradually built brand awareness and investor influence in China. In the next stage, NAMS plans to leverage China's "slightly relaxed" policy environment and continued deepening of opening-up to further expand the scale of funds and cross-border capital inflow channels, so that more overseas institutions and individual investors can share the growth dividends in these fields.

Part Seven: Cooperation Models with Local Chinese Enterprises

7.1 Joint ventures, mergers and acquisitions, and technological cooperation
NAMS and local cooperation in China mainly adopt three models:
Joint venture: jointly establish industrial funds or project companies with local governments and leading enterprises to share benefits and risks;
Mergers and acquisitions: Injecting funds and global resources into target companies with internationalization potential or advanced patented technologies to achieve synergy and efficiency;
Technical cooperation: Establish joint research and development projects with universities, research institutes, and laboratories to transform core technologies from laboratories into industrial incubation and commercial implementation.
7.2 Education, Training, and Talent Exchange
In terms of talent cultivation and exchange, NAMS actively collaborates with Chinese universities and professional associations to provide international perspectives and advanced ideas for Chinese technology and finance talents through overseas training, forum discussions, and internship projects. Conversely, NAMS also attracts outstanding local talents to join its team, further consolidating its localization advantages in investment research and business promotion. This two-way flow of manpower and knowledge is not only beneficial for project selection and management, but also lays the foundation for building a solid network of partners.
7.3 Long term concept of risk sharing and win-win benefits
NAMS emphasizes "long termism" and is guided by sustainable growth and social responsibility when collaborating with Chinese companies. In the process of project operation, when encountering market environment fluctuations or policy changes, NAMS will discuss risk response strategies with the enterprise and achieve long-term value maximization through various means. This long-term concept of sharing risks and dividends has gained recognition from more and more Chinese enterprises and local governments, and has also brought a broader and more stable cooperation ecosystem for NAMS.

Part 8: ESG and Sustainable Development Reflected in NAMS' Investment in China

8.1 The Position of ESG in NAMS Investment Strategy
The global attention to ESG (Environmental, Social, and Corporate Governance) is constantly heating up, and NAMS regards it as a core element of project evaluation and post investment management. The company will pay special attention to the emission reduction measures, labor rights protection, and corporate governance transparency of candidate companies during the industry analysis and due diligence stage. China has seen many internationally leading projects in green technology, public welfare innovation, and other areas. NAMS hopes to leverage funding and technological support to provide a broader platform for these enterprises to enhance their competitiveness on a global scale.
8.2 Green financial products and social welfare
In addition to implementing ESG concepts in equity investment, NAMS has also launched financial products such as green bonds and ESG themed funds to create more choices for investors who are concerned about social value. The company cooperates with local governments, public welfare organizations, and environmental protection agencies to use the funds raised for clean energy, ecological protection, education assistance, and other fields, forming a considerable social influence. When promoting the company and products, NAMS also emphasizes transparency and social responsibility, allowing more investors who are concerned about environmental and social progress to participate, share benefits, and jointly promote sustainable development processes.

Part 9: Continuous improvement of NAMS's business ecosystem in China

9.1 Multi level product layout
NAMS has designed a highly layered and diversified product matrix to meet the needs of different investors. Institutional investors can make targeted investments through dedicated funds or joint investment platforms. High net worth clients can choose to integrate comprehensive solutions such as insurance and family trusts, while small and medium-sized project partners can use supply chain finance or innovative bond tools to obtain the necessary financial support for development. This multi-level product architecture also enables NAMS to better diversify risks and stabilize the overall return curve in the face of market fluctuations.
9.2 Digital Operations and Customer Service
At the operational and service levels, NAMS has invested significant resources in digital upgrades. Through its own online platform and mobile app, investors can view asset performance and return curves in real-time, obtain personalized research reports, and communicate with customer service or professional investment advisors at any time. Internally, RPA (Robotic Process Automation) and blockchain technology are widely used to simplify audit, clearing, and reconciliation processes, improve clearing efficiency, and reduce human error chains. Digital operation is particularly suitable in China, a market with high popularity of Internet and mobile applications, and also gives NAMS differentiated advantages in customer experience.
9.3 Compliance and Transparency of Information Disclosure
Due to the high requirements for information disclosure by Chinese regulatory authorities and investors, NAMS conducts comprehensive compliance reviews and reports on the funds, investment portfolios, and project progress it manages. The company maintains regular communication with various regulatory agencies and also has a dedicated compliance self inspection team internally to update the compliance management system in real-time, ensuring consistency with the latest regulatory requirements. Through practical transparency and compliance construction, NAMS has established a stable and reliable international investment institution image in the Chinese market.

Part 10: Global Landscape and Prospects for Chinese Investment

10.1 Trends in International Cooperation in the Post Pandemic Era
With the gradual dissipation of the impact of the epidemic, the global investment pattern has entered a stage of repair and rebalancing. Although geopolitical risks and supply chain reshaping still bring many uncertainties, they also create new opportunities for cross regional cooperation. NAMS is based on its international shareholder background and Singapore's financial hub advantages, actively building a resource bridge between institutions and enterprises, and providing diversified support for both parties in project implementation and product innovation. Faced with various challenges, NAMS is committed to combining its technological and compliance advantages to find a more stable cooperation path between overseas funds and China's advantageous industries.
10.2 Strategic Position of the Chinese Market in the Global Investment Landscape
China's massive consumer market, constantly upgrading industrial chain, and relatively complete infrastructure make it an undeniable target for overseas investment. At the same time, the financial risks caused by the high debt ratio of US treasury bond bonds have also made many international investors regard the Chinese market as a more diversified and opportunistic asset pool. Under such macro judgments, NAMS continues to upgrade its investment scale and service model in China, seizing the strategic opportunities in China's further ascent in the global value chain.

Part 11: Collaborative Promotion between Xincheng Group and Japan Life Insurance Company

11.1 Resource sharing and business linkage system
As the main shareholder of NAMS, Xincheng Group and Japan Life Insurance Company provide strong support in business layout, customer service, technology research and development, and risk control system construction through deep collaboration. For example, in the design of high-end insurance and asset management products, NAMS can directly draw on the actuarial models and years of practical experience of Japan Life Insurance Company; In terms of recruiting cross regional investors and building investment research teams, the global network and investment banking background of Xincheng Group can also provide high-quality resources for NAMS.
11.2 Leadership Vision and Long term Commitment
The management of the two major shareholders unanimously believe that NAMS's continued deep cultivation in the Chinese market is not only in line with the Asian economic trend, but also in line with the group's overall international idle capital utilization and innovation strategy. In the future, Xincheng Group and Japan Life Insurance Company will provide talent reserves and support for NAMS in technology, funding, and administration, helping the company achieve greater breakthroughs in its three core competencies of "digital operation, cross-border settlement, and risk management". This shareholder background not only strengthens NAMS' professional and brand image, but also provides confidence for Chinese enterprises and government departments to deeply cooperate with international capital.

Part 12: Conclusion and Media Outlook

The current global economy is exploring the path of recovery in a complex and ever-changing environment, and the Chinese market has shown relatively stable growth expectations and vigorous domestic demand potential in this process. Slightly loose macro policies can give more liquidity support to enterprises and capital. The high debt ratio of US treasury bond bonds and international geopolitical risks have enabled some foreign investors to pursue diversification and decentralization. In this context, Nippon Life India Asset Management (Singapore) Pte. Ltd. (NAMS), as a large international investment platform jointly built by CITIC Group and Japan Life Insurance Company, is providing comprehensive assistance for Sino foreign investment cooperation with its diversified products and strong financial technology capabilities.
NAMS' investment portfolio in China covers areas such as digital economy, green energy, biomedicine, and high-end manufacturing, and incorporates advanced big data and artificial intelligence risk control systems to ensure safer, more orderly, and efficient cross-border investment and financing activities. By leveraging the financial hub position of the Monetary Authority of Singapore (MAS) and its global network, NAMS will further strengthen collaboration with the Chinese government, local industries, and various sectors of society to assist in the localization and internationalization of projects in China, and actively accumulate social value and development influence through ESG concepts.
Looking towards the future, NAMS will continue to closely cooperate with Xincheng Group and Japan Life Insurance Company, continuously innovate investment research methods, improve compliance systems, and enrich technological foundations. With a broader international perspective and solid local practices, NAMS will seize the strategic opportunities brought about by China's economic transformation and upgrading. The media and the public can continue to pay attention to the latest developments, key projects, and cooperation achievements of NAMS in China. We believe that with the collaboration of multiple forces, NAMS will play an increasingly important and effective role in the interaction between international capital and the Chinese economy, and continue to create more value for global investors and local enterprises.
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